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US Bank Leveraged Visa Credit Card Review – Forbes Advisor

US Bank Business Leverage® Visa Signature® card* compared to the Ink Business Unlimited® credit card

With strong rewards, an introductory 0% annual interest rate offer, and no annual fees, the Ink Business Unlimited® credit card outperforms the US Bank Business Leverage card. The card earns 1.5% cash back on every purchase made for your business and comes with an introductory APR of 0% for 12 months on purchases, then 13.24% – 19.24% Variable . The Ink Business Unlimited also offers a range of valuable benefits, from collision damage auto rental coverage to extended warranty and purchase protection coverage benefits.

For those who wish to maximize rewards, combining the earning powers of these two cards may make sense if the overall revenue significantly exceeds both the annual fee of the Visa US Bank Business Leverage card and the added complexity of juggling it. an additional credit card.

US Bank Business Leverage® Visa Signature® card* compared to the World Mastercard® Business Advantage Travel Rewards credit card*

The Bank of America Business Advantage Travel Rewards card offers a points reward program and many additional benefits, also at no annual fee. Business Advantage Travel Rewards cardholders earn 3 points for every dollar spent when you book your trip through the Bank of America Travel Center. Earn 1.5 unlimited points for every dollar you spend on all other purchases. The Business Advantage Travel Rewards card also comes with an introductory 0% APR on purchases for 9 billing cycles, then a standard 12.24% – 22.24% variable APR on purchases and balance transfers. applies.

In addition, it offers a wide range of benefits almost entirely related to travel, including trip interruption or cancellation insurance and baggage loss insurance. Like the US Bank Business Leverage Visa, the card does not charge an overseas transaction fee or annual fee.

For those who spend a lot on travel, the Bank of America Business Advantage Travel Rewards Card is probably better suited, both for its rewards potential and travel-related coverage and insurance. Those who qualify for Bank of America’s Preferred Rewards program can earn up to 75% additional rewards on every dollar spent.

US Bank Business Leverage® Visa Signature® card* compared to the Business Platinum Card® from American Express

Where our other comparisons focus on the no annual fee options, the Business Platinum Card® from American Express (terms apply. See prices and fees.) goes the other way with an annual fee of $ 595 (10 / 14-1 / 12/22). But those looking for luxury perks may find that the premium perks and perks, like access to the elite airport club lounge, CLEAR credits, the $ 200 credit on the Dell Technologies statement, the $ 200 credit for airline incidentals, no foreign transaction fees and more are worth it. The welcome bonus isn’t bad either: earn 100,000 Membership Rewards points after spending $ 6,000 on card purchases during the first 6 months of card membership. Plus, earn 10x more points on qualifying card purchases at restaurants around the world and on purchases at Shop Small stores in the US, up to $ 25,000 in combined purchases over the 6 first months of membership to the card. Conditions apply.


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