Pay Bills

Man risks losing his home to pay for care as government support arrives too late


n An Essex man who has just entered a care home risks losing his savings and possessions because new government support will come too late to help him.

David Gunson, 75, of Westcliff-on-Sea, faces bills of around £ 57,000 a year after moving into a house due to the effects of a stroke two years ago.

Mr Gunson has worked for British Gas his entire career and has amassed savings, but will only have enough money to cover two years of care in the facility before he has to sell his house.

“He was living alone when [in] in mid-June, he fell and broke his hip. It was operated on, he then went to rehab, but didn’t feel safe going home, ”said his sister, Ann Baker, 68.

Ann Baker will also see a blow to her pension (Ann Baker / Handout)

“I had to find a care home – the prices for care in this area are on average around £ 1,000 to £ 1,600,” she told the PA news agency.

“The moral of the story is spend, spend, spend.”

The new plans announced by Boris Johnson on Tuesday will see a cap of £ 86,000 introduced on lifetime care costs from October 2023.

Mr Gunson’s sister fears the move will come into effect too late to prevent her from having to sell her property.

“It doesn’t help us, but it will help others,” she said.

Ms Baker, who lives in nearby Southend-on-Sea, said she felt she was getting a double hit from Tuesday’s announcements due to the government’s suspension of the ‘triple lockdown’ guarantee on retirement income.

The measure is a government guarantee that pensions will increase based on higher income, inflation or 2.5%, but it has now been suspended for a year.

Ms Baker is one of millions of women – dubbed Waspi Women (Women Against State Pensions Inequality) – who have already lost years of their pension due to sudden changes in retirement age.

“We already have one of the lowest state pensions, the triple foreclosure was a promise to allow us to keep up with rising prices, especially fuel, so of course that will have an impact,” he said. she declared.

“I had to move last December to give myself financial security, or like others it could be the difference between eating and heating myself, so I will survive the winter.”

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