Dear Monty: I have heard stories of people who have managed to buy a house with no money and no credit. Are there ways to buy a home with no down payment and no credit? Response from Monty: We’ll assume you have a full-time job. For a person, buying a property without cash and without […]
How quickly can you improve your credit score? If you need to borrow money but your credit is poor – or … How quickly can you improve your credit score? If you need to borrow money but your credit is poor – or no credit score at all – it may seem like forever before […]
With its record high prices and bitter bidding wars, this real estate boom poses challenges, even for homebuyers with deep pockets. But for borrowers who finance their purchases with mortgages guaranteed by the Federal Housing Administration or the US Department of Veterans Affairs, the hurdles are particularly high. Bidders using FHA loans and VA loans […]
When people want to buy a property, their first option is usually to apply for a traditional loan from a bank or credit union. But there is a big problem with this, that your income may be insufficient or your credit score may be too low. If you are struggling with the same problem, you […]
TORONTO, ON / ACCESSWIRE / November 23, 2021 / It is not uncommon to struggle to conquer the current mortgage market in order to access the home of your dreams or to obtain the right financing for a property. Especially with a raging global pandemic, the market is the most competitive, and the best chance […]
According to a CNBC report from 2021, the average American has $ 90,460 in debt. While that number represents everything – from housing to credit card debt to auto loans – it is still a burden to many. Research has shown that debt can trigger anxiety and depression, and can cause headaches, insomnia, or an […]
(iSeeCars) – You are about to begin the car buying process. Which probably means you are asking yourself this eternal question: what should I do with my used car? Sell or trade it? There are advantages to both. If you have an exceptionally clean vehicle that has driven a lot more miles than normal, you […]
US Bank Business Leverage® Visa Signature® card* compared to the Ink Business Unlimited® credit card With strong rewards, an introductory 0% annual interest rate offer, and no annual fees, the Ink Business Unlimited® credit card outperforms the US Bank Business Leverage card. The card earns 1.5% cash back on every purchase made for your business […]
There are a number of statistics that most people know about the severity of America’s wealth gap. For example, the median wealth of white families is 6.7 times greater than the median wealth of black families. According to a recent survey by Credit Sésame, about 54% of black Americans report having no credit or a […]
nortonrsx / Getty Images / iStockphoto If your credit score is below 580, that puts you in the “bad credit” category – but that doesn’t mean you don’t qualify for a credit card. There are credit cards that can give you a second chance to build or rebuild your credit profile. Although it takes time […]